Real cost of buying as a non-resident

What almost nobody shows you before you buy: entry costs, structure, and what happens when you rent it out, when you sell and if something happens to you.

Property price Payment method

Held by an LLC?

Will you rent it out?

The structure for real estate is planned BEFORE the deed is signed.
15-min consultation with a CPA: $29. Complete real estate structure at Emprendenus.

Book a $29 consult

Buy your first home now, or wait a year?

For residents with U.S. credit. Enter your numbers: the calculator evaluates DTI, PMI and loan type — and tells you whether the numbers are healthy.

Credit score (FICO 300-850)

Gross annual income (before taxes)

Liquid savings (for down + closing)

Target home price

Other monthly debts (car + cards + student)

Important notice: These calculators are informational and educational estimates based on market averages and general rules in effect for 2026. They do not constitute tax, legal, accounting or investment advice and do not create a professional-client relationship. FIRPTA, estate tax and the taxation of rental income depend on your case, your country and applicable treaties. Consult a licensed professional before deciding. Sumalis is part of the Onell.us / Emprendenus ecosystem.

And after you calculate?

The calculator gives you the number. Emprendenus executes it.

LLC + EIN, annual compliance (Form 5472, state report), Florida apostilles and online notarization — with a CPA who works with you in English or Spanish.

Meet Emprendenus → 15-min consult · $29

Buying property in the U.S.: the full numbers before you sign

Real cost of buying as a non-resident

Buy your first home now, or wait a year?

The calculator gives you the number. Emprendenus executes it.

Keep going